Helping grow and protect
your business and employees.
About Harvest Benefits
Your ally in navigating the intricacies of insurance, Harvest Benefits is committed to simplifying complexities and safeguarding financial well-being amidst the evolving insurance landscape.
Harvest Benefits specializes in crafting tailored insurance strategies, ensuring comprehensive coverage that caters to the diverse needs of businesses of all sizes. With a commitment to personalized service and a dedication to understanding unique client requirements, Harvest Benefits offers group and individual insurance solutions that make sense for you and your employees.
Hours of Operation
Monday to Friday
830am-430pm
Kentville Office
28 Webster Court
Kentville, NS B4N 1H2
Phone (902) 678-2788
Fax (902) 678-2335
Toll-Free: (855) 360-7117
Email: info@harvestbenefits.ca
Kingston Office
707 Main Street
PO Box 160
Kingston, NS B0P 1R0
Phone (902) 825-6000
Fax (902) 242-2412
Toll-Free (855) 360-7117
Email: info@harvestbenefits.ca
How We Serve Our Clients
Group Benefits
Comprehensive plans tailored for businesses, focusing on safeguarding both employers and employees. our group benefits cover a wide spectrum, including health, disability, life, and critical illness insurance, designed to ensure holistic protection within your workplace.
Individual Health Coverage
Beyond group plans, we extend our expertise to individuals, offering personalized health coverage solutions. These plans address the gaps that may exist in employer-provided group benefits, ensuring that individuals have robust protection tailored to their specific needs.
Consultative Services
We specialize in expert insurance advice. With our wealth of experience, we offer consultancy services to businesses, guiding you through the complexities of insurance products and helping design optimal coverage plans that align with your needs.
Our Team is Your Team
Scott C. Nichols, BBA, CFP, CEA, EPC
President, Certified Financial Planner
Investment Representative
As the president and owner of Harvest Wealth Management, Scott understands the importance of providing excellent financial planning advice. With his experience and team, he is committed to maintaining the reputation of HWM as a world-class wealth management organization. He is especially strong in estate planning, helping clients navigate complex decisions with clarity and confidence.
Scott was born and raised in the Annapolis Valley, giving him a strong understanding of the needs and values of clients. After graduating from Acadia University with a Bachelor of Business Administration (BBA), he began his career at London Life Insurance in 1999, working alongside his mentor, Stephen Healy. In 2012, Scott launched Nichols Wealth Management, which has since evolved into Harvest Wealth Management. Over the years, he has expanded the firm’s reach through several acquisitions, including Healy Legacy Group in 2016, White Cliff Asset Management Inc. in 2019, and SLH Benefits Inc. in 2023.
Scott has continued to advance his expertise by earning his Certified Financial Planner (CFP), Certified Executor Advisor (CEA), and Elder Planning Counselor (EPC) designations. He loves living in the Valley and spends his spare time with his wife and children, watching their sporting events, golfing occasionally, or working on home improvement projects.
To meet with Scott, you may email his Marketing Associate at ajones@harvestwealth.ca
Sue Henley
President, SLH Group Health Benefits
As the president and founder of SLH Group Health Benefits, Sue has established a solid track record of providing intuitive, creative benefits solutions for both individuals and businesses. Her commitment to her clients is unwavering and has allowed her to build a reputation as a leader in the insurance industry in Nova Scotia and beyond.
Stephen Healy, BSc Agr.
Financial Security Advisor
With nearly five decades of experience, Stephen Healy is a cornerstone of Harvest Wealth and a trusted advisor to generations of clients. He brings unmatched industry knowledge and a deep commitment to building long-term relationships based on trust, care, and community connection.
After completing his studies at the Nova Scotia Agricultural College and the University of Guelph, Stephen graduated with a Bachelor of Science in Agriculture. He began his career with London Life in Halifax in 1976 before settling in the Annapolis Valley, which he has proudly called home for over 68 years. His expertise in life insurance and financial planning, paired with a strong agricultural background, continues to shape his thoughtful approach to advising clients.
Stephen has been an active contributor to the local community through his long-standing involvement with the Kentville Rotary Club. He also served on the Nova Scotia Farm Loan Board for eleven years, supporting the province’s farming and rural development initiatives.
Outside the office, Stephen enjoys golfing, spending time with his family, and relaxing at his cottage in Halls Harbour or the family farm.
To meet with Stephen, you may email his Marketing Associate at mrainsforth@harvestwealth.ca
David Reid, BBA
Financial Security Advisor
David Reid is a dedicated and determined advisor who always strives to do what’s best for his clients. Since joining Harvest Wealth in 2016, he’s built a strong reputation for his client-first approach and collaborative spirit, working closely with his colleagues to deliver thoughtful financial guidance.
Born and raised in the Annapolis Valley, David holds a Bachelor of Business Administration from St. Francis Xavier University. His local roots and personal investment in the community help him connect deeply with the families and individuals he serves.
Outside the office, David stays busy being actively involved in his two kids’ team sports and enjoys squeezing in a round of golf whenever he can.
To meet with Dave, you may email his Marketing Associate at ajones@harvestwealth.ca
Megan (Verran) Wenckowski
Financial Security Advisor
Megan was born and raised in Bridgetown, NS. After high school, she moved to Alberta where she completed her degree before returning to Nova Scotia to pursue career opportunities. Megan discovered a perfect fit with Harvest Wealth Management—a place where she could share her passion for educating families about their financial well-being.
With over 10 years of experience in the financial services industry, Megan’s outgoing and compassionate personality helps put clients at ease. She is actively involved in local schools and passionate about physical health. Outside of work, you can often find her at the soccer field, the hockey rink, or spending time with her three children.
To meet with Megan, you may email her Marketing Associate at ajones@harvestwealth.ca
Pam Power
Financial Security Advisor
Pam is passionate and motivated to make a difference in the lives of her clients by taking the time to understand their personal and business financial goals, concerns, and needs. Her focus is to ensure you are informed and empowered to make the best decisions when it comes to your financial future.
Born and raised in Coldbrook, Pam began her career in the banking industry in Kentville, gaining valuable experience before moving to Halifax to further her career. After 21 successful years in banking, she transitioned to London Life (now Canada Life) as a Financial Security Advisor and became dually licensed in both mutual funds and insurance.
Returning to the Annapolis Valley allowed Pam to reconnect with her roots and join the Harvest Wealth team, where she has now been a valued member for over six years. She continues to build strong client relationships and provide sound financial guidance across Nova Scotia.
Outside the office, Pam enjoys spending time with family and friends and has a deep appreciation for the outdoors.
Ready to take the next step in your financial journey?
To meet with Pam, you may email her Marketing Associate at mrainsforth@harvestwealth.ca